If your child is 20 when s/he decides to pursue higher eduction and her/his current age is 3 years, then here's a plan for you...
The 40 per cent exemption benefit is applicable only for employees.
There are instances where the insurance company will not pay out claims... Beware!
The government has become used to accounting for TDS as its income even though it knows a significant portion needs to be returned as refund
Home loan cover from the lender may not be the best option
A good advisor can make or break your financial future
Section 54 provides a tax-free method to convert unaccounted money into accounted money, says Harsh Roongta.
Used prudently, plastic money is among the most useful, powerful and non-polluting kind of plastic invented. Be smart with it!
If you are one among the millions of existing borrowers who are paying a higher interest rate compared to new borrowers of the same bank, make your shift now, before prepayment charges make it more expensive.
When you pay by cash, the pain is the highest and when you pay by credit card, the pain is reduced considerably.
Physical assets such as gold and real estate have their own positives and negatives, while other financial assets such as mutual funds, stocks and bonds come with their pluses and minuses. Let us look at both options in a little more detail.
Read the numbers carefully because no one can offer a credit card at zero cost or give a loan at a simple interest of 9%.
The government has also built in mechanism to protect investors from price fluctuation.
Diversify! Go for SIPs in equity MFs or buy debt funds! Don't time the market! Don't trade intra-day! So simple!
When the bull run begins its march again, it will really be different!
Without them your financial security is at a huge risk...
Let us take a look at some of the steps that are involved in getting your finances in order.
The average rate of rupee depreciation vis--vis the dollar over the last 20 years is around 3.50 per cent per annum
Govt should take steps to monetise real estate investment schemes.
It is important to celebrate when your first paycheck arrives, but is equally important to ensure that you take the time to learn some very important personal finance lessons, so that you can put your salary to work for you and grow a savings corpus.
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